Fifty-eight dollars a month. That is Travelers' rate for minimum liability with a DUI SR22 in Fort Wayne, and it is the lowest DUI SR22 rate found anywhere in Indiana. The statewide average for the same situation sits at $110 a month, which makes the Travelers figure roughly half of what a typical Indiana driver in your position is being asked to pay.
What the Two Numbers Are Measuring
Both figures describe the same thing: monthly minimum liability coverage for a driver carrying an SR22 after a DUI. That is what makes them comparable, and it is why the gap between them is meaningful rather than an artefact of different coverage levels.
The $110 is the statewide average, meaning the middle of what Indiana drivers encounter. The $58 is the floor, and it was found in Fort Wayne with one carrier.
Why an Average Is the Wrong Thing to Budget Against
Most people facing an SR22 quietly assume the average is what they will pay. It is a reasonable assumption and it costs money, because an average is the midpoint of a wide spread rather than a price anyone is quoting you.
When the cheapest rate in the state is around half the average, the spread is doing more work than the midpoint. Treating $110 as your expected cost means you may never look hard enough to find the other end of it. The wider comparison of Indiana SR22 carriers and what they charge is at https://www.indianasr50andsr22.com/guides/best-sr22-insurance-companies-indiana
The Location Detail Matters
The rate was found in Fort Wayne. That is part of the finding, not decoration around it, because rates in Indiana are quoted against where you live as well as what is on your record.
So the honest reading is this: Travelers produced Indiana's lowest DUI SR22 rate, and it did so in Fort Wayne for minimum liability. Whether the same carrier does the same thing at your address is something only a quote can tell you.
Turning the Figure Into Action
Use $58 as evidence that the low end of the Indiana market exists, and use $110 as the number you are trying to beat. Quote Travelers specifically rather than assuming a large carrier will not compete on a DUI filing, because in this comparison it did.
If your own quotes cluster near the average and never move, that tells you something about your file or your ZIP code. If one of them drops toward the lower figure, you have found the same thing this comparison did.
The Number Worth Remembering
Indiana's cheapest DUI SR22 rate on record is $58 a month for minimum liability, from Travelers in Fort Wayne, against a $110 statewide average. You may not land on the lower figure, but knowing it exists changes how long you keep shopping, and how quickly you accept the first number you are given. More detail on which Indiana carriers write SR22 policies is available at https://www.indianasr50andsr22.com/guides/best-sr22-insurance-companies-indiana
📍 Indianapolis, IN, USA
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